Start with a $99 Credit Strategy Review before choosing credit repair.
King Credit Solutions helps you understand what is reporting, what may be holding your scores back, and which next step makes the most sense after your credit file is reviewed.
The goal is not just to dispute items — it is to help you understand your credit, clean up what may be eligible, and move forward with a fresh start and better habits.
Your credit history does not have to define your future.
We help clients from many different credit situations — collections, charge-offs, late payments, repossessions, medical bills, high utilization, past financial setbacks, and confusing credit reports. The first step is understanding your file before choosing a plan.
Scores Holding You Back
We review what is reporting and explain which score factors may be affecting your current credit profile.
Reports Are Confusing
We help you understand negative accounts, utilization, inquiries, personal information, and possible reporting concerns.
You Need A Clear Path
After your review, we discuss whether DIY or full-service support is the better fit for your file and goals.
A simple process from review to your next step.
You do not have to guess which plan you need. Your Credit Strategy Review comes first, then you choose the option that fits your file, goals, and comfort level.
Create Your Client Portal
Start your secure portal so your intake, documents, monitoring details, and next steps stay organized.
Enroll In Required 3Scores Monitoring
Active 3-bureau monitoring is required so we can review Equifax, Experian, and TransUnion before your call.
Complete Your $99 Strategy Call
We review your score factors, negative items, utilization, inquiries, credit goals, and explain your recommended next step.
Pick Your Plan
After the strategy call, you choose the best-fit path: DIY Software + Training, Basic Full-Service, or Fresh Start Premium.
Sign Agreements + Complete Payment
You review and sign the required agreements, then complete any required checkout or payment based on the option selected.
Begin Your Program
DIY clients start using the software and training. Full-service clients move into file setup and our team begins the applicable service phase right away.
The $99 Credit Strategy Review is where your process begins.
The $99 Credit Strategy Review is your starting point. During this review, we look at your 3-bureau credit report, score factors, negative items, utilization, inquiries, and overall credit goals.
After your review, we explain your best-fit next step and discuss available plan options. The $99 may be credited toward an eligible program if you enroll within 7 calendar days of your completed review.
The $99 Credit Strategy Review is not the full credit repair program. It is the paid review that helps determine the right next step.
3Scores monitoring is required before we can review your file.
3Scores is required because we need access to all three bureaus to complete your Credit Strategy Review. Monitoring allows us to review your current credit profile, track updates, compare bureau changes, and know when strategy needs to change.
Monitoring is billed separately by the monitoring provider. It is not a credit repair fee paid to King Credit Solutions.
Affiliate Disclosure: King Credit Solutions may receive referral compensation if you enroll through our approved monitoring link. This does not increase your monitoring cost.
After your review, you’ll choose one of these paths.
Plan pricing is discussed during your Credit Strategy Review after your credit file has been reviewed. Once you choose a plan, you sign the required agreements, complete payment based on your selected option, and begin the program.
DIY Software + Training
Best for clients who want tools, training, and structure but prefer to work through their own credit repair process.
- Self-guided credit repair option
- Software tools and training access
- Helpful for clients who can follow step-by-step instructions
- Access begins after agreements and required payment are completed
Basic Full-Service Credit Repair
Best for lighter to moderate credit profiles where the client wants professional support with eligible dispute rounds.
- Professional credit repair support
- Structured eligible dispute rounds
- Rounds generally prepared every 30–45 days when applicable
- File setup begins after agreements and selected plan requirements are completed
Fresh Start Premium Credit Program
Best for clients who want our highest level of full-service support during the active program period.
- Ongoing eligible dispute rounds during the active program period
- For moderate or more complex credit profiles
- Designed for clients ready for a fresh start
- Service phase begins after agreements and selected plan requirements are completed
Built for real people with real approval goals.
Whether you are preparing for a major purchase or simply ready to clean up your credit profile, our process helps you move with clarity.
Mortgage Readiness
For clients who need a stronger credit profile before speaking with a lender or working toward homeownership.
Auto Approval Goals
For clients who want to improve their approval position and avoid letting old reporting issues control their options.
Financial Confidence
For clients who want a clearer understanding of their credit file and a structured path forward.
Frequently asked questions.
No. The first step is the $99 Credit Strategy Review. This review helps us understand your credit file and recommend the best next step. After the review, you may choose DIY Software + Training, Basic Full-Service Credit Repair, or Fresh Start Premium if one of those options is a good fit.
After your strategy call, you choose your plan, review and sign the required agreements, complete the required checkout or payment for your selected option, and then begin. DIY clients receive access to the software and training. Full-service clients move into file setup and the applicable service phase begins.
Yes. The portal is where you complete your intake, upload documents, link or enter monitoring access, and receive updates. It keeps your file organized and helps us manage the process professionally.
Yes. Active 3-bureau monitoring is required before your file can be reviewed. Monitoring is billed separately by 3Scores and is not a credit repair fee paid to King Credit Solutions.
Plan pricing is provided after your Credit Strategy Review so we can recommend the best fit based on your credit file, goals, timeline, and whether you want DIY Software + Training, Basic Full-Service Credit Repair, or the Fresh Start Premium Credit Program.
The $99 Credit Strategy Review fee covers your completed review, credit score factors, negative item overview, and recommended next steps. If you enroll in an eligible DIY or full-service program within 7 calendar days, the $99 may be credited toward your selected program. For full-service plans, the credit is applied to an eligible post-service phase payment after the applicable service phase has been completed.
No. No credit repair company can legally guarantee a specific score increase, approval, or deletion. We can review, organize, and challenge inaccurate, incomplete, outdated, or questionable reporting through a structured process.
Start with your $99 Credit Strategy Review.
Create your client portal, enroll in required monitoring, upload your documents, and begin the process with a professional review of your credit file. After your strategy call, choose your plan, sign your agreements, complete the required payment or checkout, and start your selected program.
Complete your portal and monitoring before your file can be reviewed.